Six Corners Insurance helps Chicago companies review, compare, and place commercial insurance across 20+ carriers. We look at your operations, contracts, property, employees, vehicles, and data risks, then explain the coverage options in plain language.
Commercial Coverage
A commercial insurance program works best when the policies support one another. We review liability, property, employees, vehicles, contracts, and data exposure together, then compare the coverage and terms available from our carrier network.
General liability helps protect a Chicago business when someone claims bodily injury, property damage, or advertising injury. We review customer traffic, jobsite work, contracts, and requested limits so the policy reflects how your company operates.
Commercial property coverage can protect an owned building, tenant improvements, equipment, furniture, inventory, and business income after a covered loss. We account for the cost to replace what keeps the business running, not just the market value of the space.
Workers compensation helps cover medical care and lost wages after a work-related employee injury. We review payroll, job duties, and class codes so Chicago employers can compare coverage built around the work their teams actually perform.
A business owners policy combines general liability and commercial property, often with business income coverage, for eligible companies. We compare package options and endorsements instead of assuming one standard BOP fits every office, store, or service business.
Commercial auto covers vehicles used for company work, including deliveries, service calls, jobsite travel, and transporting equipment. We review owned vehicles and whether hired or non-owned auto protection belongs in the overall program.
Cyber liability can help with breach response, data restoration, business interruption, and liability after a covered cyber event. We look at payment systems, customer records, remote access, and vendor connections when comparing options.
Chicago Industries We Serve
Insurance companies evaluate industries differently. We present your operation clearly and look for carriers whose underwriting fits your work, property, employees, and contracts.
Coverage can include general liability, tools and equipment, commercial auto, workers compensation, and the certificates required by clients and general contractors.
We review customer traffic, kitchen equipment, refrigeration, food inventory, liquor exposure where applicable, delivery operations, and the income at risk after a shutdown.
Storefront coverage may need to address inventory, tenant improvements, customer injuries, theft, payment systems, business income, and seasonal changes in stock.
For consultants, accountants, agencies, and other service firms, we coordinate general liability with professional liability, cyber coverage, property, and employment-related needs.
We look at machinery, raw materials, finished goods, product liability, equipment breakdown, employee duties, shipping, and the cost of an interruption to production.
Why an Independent Insurance Agency
A single insurance company can only offer its own appetite, policy forms, and pricing. Six Corners Insurance is independent, so we can compare more than 20 carriers and look for the insurer that fits your industry, size, claims history, property, and coverage priorities.
We compare more than price. Limits, exclusions, deductibles, endorsements, and service all affect whether a commercial policy will do its job. If your company is still small and owner-led, see how we approach coverage on our small business insurance page.
Small Business Insurance in ChicagoOngoing Commercial Support
Commercial insurance should change when your company does. We stay involved after the policies begin, helping you review new locations, vehicles, equipment, employees, contracts, and claims before small changes become coverage gaps.
Weather exposure, equipment use, customer traffic, stock storage, and leased-space changes — reviewed as your business changes, not just at signup.
We stay available during claims, help organize next steps, and keep communication with the carrier moving.
New property, new locations, new equipment — we update coverage so protection stays current.
Common Questions
Direct answers to questions we hear when Chicago companies review a commercial insurance program.
The answer depends on the company’s work, contracts, property, employees, and vehicles. A common starting point is general liability and commercial property, with workers compensation for employees. Commercial auto, cyber liability, professional liability, umbrella coverage, or industry-specific endorsements may also belong in the program.
We review contract and lease requirements first, then consider customer traffic, payroll, revenue, property replacement costs, vehicle use, and the size of losses the company could reasonably face. Higher limits are not automatically better; they should match the exposure and coordinate across policies.
Often, yes. Multiple buildings, leased spaces, vehicles, and operating locations can frequently be scheduled under coordinated policies. Each location and vehicle still needs accurate details so the carrier can rate it correctly and the coverage applies where expected.
Those details help the carrier understand the size and type of risk. Payroll and job duties affect workers compensation, revenue can affect liability rating, and loss history shows prior claim patterns. Complete information also reduces the chance of pricing surprises at audit or renewal.
Yes. Once the policy is active, we can issue certificates that show the coverage in place. If a contract asks for additional insured status, a waiver, or special wording, we review the request against the policy rather than treating the certificate as a substitute for coverage.
Review coverage before renewal and whenever the company signs a major contract, adds a location, buys equipment or vehicles, hires employees, changes services, increases inventory, or begins handling new types of customer data. Those changes can create gaps if the policy is left unchanged.
Start a Commercial Insurance Review
Tell us what your company does, where it operates, and which policies you need. We'll review the details, compare appropriate carriers, and explain the options in plain language.
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